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Lower East Side People's Federal Credit Union Account Opening

Here is the easiest way in, plus the location details to help you get there.

Find it

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IDNYC — as a membership

Every way in

Ordered by how much work it takes.

  1. IDNYC — as a membership

    Set up first

    Needs: IDNYC

    Open credit union account with IDNYC. $5 one-time membership fee, $75 minimum deposit recommended to avoid $3 maintenance fee. SSN or ITIN not required (can assist with ITIN application).

    Worth: Free; accepts ITIN, helps with ITIN applications

    1. Check eligibility: must live/work/volunteer/worship/attend school in certain areas, or earn under $38K, or be in HDFC, or be affiliated with partner groups
    2. Visit branch (LES, East Harlem, or Staten Island North Shore)
    3. Present IDNYC
    4. Pay $5 membership fee
    5. Make minimum deposit
    Watch out: Membership area/income restrictions apply (see details). SSN/ITIN not required.
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